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Is there any chance? 10 points for the best advice. Thanks?

two years ago I went to a hospital because of an accident. The cost was $ 980. Should be covered by my health insurance from AIG, but never paid for it. Finally, the hospital informed my bedts agancy collection. Now I pay the bills medical myself. The hospital claimed when paying bills, I will help inform the collection agancy medical bills are paid. Will I credits ill. I have no other debts because they have no Credit Cards. Is there any chance that the claim to the collection agency that – it was not my fault? How I can improve my credit? Thanks

It may take some time before your credit score improves, but will do so. Once you pay the bill, be sure to get proof from the hospital that his debt is paid in full. Thus, you can inform the credit bureaus if the hospital does not. I you can also add a note explaining your credit file by this situation. Once you repay your debt, you can include your insurance explanation is supposed to pay and that finally did it once he realized that the insurance would not pay. By the way, if you really believe that these costs should have been covered by insurance policy, you should write to the Department of Insurance in your state and see if they can help.

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