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10 Best Credit Cards

January 19th, 2011 admin Leave a comment Go to comments

10 best credit cards
the best way to lower credit card payments?

Here a question. My wife and I have about $10,000 in Credit Cards. they are all 0% interest and I am current with all my payments (I pay minimally 50% over the minimum.)

I dream of being out of debt but it seems I never will be. We want to buy a house and when reviewing our finances i see what could be a good chunckof a mortage payment going to Credit Cards.

Is there a smarter way of repayment?

Actually, you’re doing very well. The more you pay, the sooner the debt disappears.

First, get rid of the CC debt ASAP.
Next, take what you were paying on the CC, and put it a savings account.
Then, talk to a realtor about what you can realistically afford.

When you buy a house, the mortgage payment isn’t your only bill. Utilities, maintenance, etc.

The point is, save WAY more than you think you need. With the exception of new constructions, houses have things that break.

Good luck

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