Apply For Student Credit Cards With Bad Credit

Where or who can I obtain a loan from with super bad credit and no cosigner?
I have applied to every lender out there, which will do a number on my already poor credit score, I have been denied 100%. I need a student/personal loan. I have tried prosper.com but my credit score is too low. I have perfect current credit ie.Credit Cards/studentl loans/car laon; but I have a bankrubtcy,several collections and a resolved tax lien. My score is in low low 500′s. The only loans I qualify for ar pre-pay and payday loans. I have a full time job and I pay all my current Credit Cards and car loan. I have wiped out most of my collection accounts but they will remain on my report for 7 years. I have the ability to repay, but no one will lend me money, I mean no one. Please tell me someone can help??
I’m thinking the mob.
Okay…seriously. Talk to your financial aid officer. Don’t do private loans unless you HAVE too. Your financial aid officer should really be able to help out.
If you are under the age of 24 I think you can try and get a parent’s plus loan with the help of your parents, even if they don’t qualify you’ll still get federal loans in your name.
Remember to file the FAFSA at www.fafsa.ed.gov to get federal help.
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