Best Credit Cards No Interest For 12 Months

Is CITI still trustworthy for Credit Cards?
I am planning on making a balance transfer to a new credit card, and closing my old high interest account. I was wondering since Citi had some financial issues, is it still a trustworthy company to have a credit card with? When researching they seemed to have the best APR and also no interest on balance transfers for 12 months, which is what I want.
Also which would be better, Visa, Mastercard, AmEx, or Discover? It seems like no one takes Discover, but I’m not sure.
I’ve looked at http://www.cardratings.com/ but there is just so much information out there.
Oh and btw, I have great credit, so that won’t be an issue when applying for a card.
I have a good friend that owrks for Citi believe me they are fine.
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