College Student Credit Cards No Credit Needed
College Student, no credit, what’s a credit card i can get?
I’m starting college and I’m not able to get a loan or credit card because I have no credit but I need one or the other to help pay for college. Do you know of any I can get to help build credit that will actually approve me? Please help.
Hey Jessii,
The most important thing to remember when getting a credit card is that you will not have to pay any fees or interest if you pay it off in FULL every month.
That said as a student you should focus on a student card to begin building your credit. Citi has an excellent card, the MTVu which gives you 5% back (that you can use to buy gift cards and plane tickers, or even cash). You get 5% back from restaurants, book stores (you will spend $500 a semester in this category!), movies, and even most purchases off Amazon.com.
http://www.credit-cards-resource.com/citi/mtv/
Good luck with school! It is awesome that you are starting to build your credit at an early age, it will really pay off down the road if you take care of it.
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