Credit Cards Definition

I need Definitions for: Credit card and Personal Loan?
Thank you
personal loan : you need not have to explain any reason for your loan… unlike car loan or home loan or any vehicle loan where u have to use the loan only for that purpose…whereas in personal loan the expenses which will not covered in any of these loans, can be availed its given based on your credibility// either based on your designation or salary of your IT returns and assets if you are a business person.. and hmm.. credit card is something that could be used instead of money…. and its advantages are u need not have to have money in case of emergency and its compact (space complexity) and pay them after 50 days (exact amount amount u spent)
Low Interest Credit Cards
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