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Credit Cards Low Interest Rates Canada

What credit card should I sign up for?

I am looking into getting a second credit card as I will be doing some travelling this spring and I need help finding a credit card in Canada with a low interest rate and no annual fee…any suggestions?

To everyone who said don’t use Credit Cards, it’s a matter of self-control. Just because YOU can’t handle a credit card, does not mean that no one else can.

My parents have had Credit Cards Since they’ve been teenagers, and have never missed a payment. I’ve had a credit card since I got a job when I was 17, and I’ve paid all my bills in full, on time, every time.

Needless to say that I work in a cell center making $10/hour, I certainly don’t have an endless amount of money that I can pay my bills off with. I just budget. I don’t like carrying around a lot of cash with me, and the credit card works perfectly. Just know that you are responsible for paying for whatever you purchase.

Certain MasterCard and Visa cards have no annual fees, go to your bank and ask to make sure. Also, if you are traveling outside of Canada, ask about their payment plans if you plan on using a different currency.

Good luck! :)

Interest Rate Increase


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