YOUR CREDIT CARD OUTLET

How safe is it to pay with a debit card?

From my understanding, the difference between a debit card and credit card is that when using a debit card for payment, your bank account should be enough to cover your payment, whereas credit card only collects all debts that you have done at the end of the month, and you are then find the means to pay for the entire amount. But the similarity is that both are able to make transactions online, only 16-digits on the front of the card and the 3 CVV numbers on the back are required. If I make a payment by debit card at the restaurant, the waiter could only take my card and memorize the field of information required on the card before returning to me without knowing me. After that if the use of cards my information and make transactions online, he could not dispute over the payment because the money has been deducted from my account. Therefore, how to ensure consumer safety every time you make payment by debit card?

In fact, if a waiter had on his debit card and you can find the charges did not mind that, you can still dispute the charge and get your money back, even after you exit from your account. debit cards Visa and MasterCard have the same Zero Liability policy as a Visa or Mastercard credit card.

Credit Card Generator (Link)