Credit Cards With 0% Interest Rate Offers
Can I lower my credit card interest rate?
Right now it’s about 6%. Bank of America is telling me they can’t go any lower…. is he wrong and is there still room to negotiate? My credit score is above average and I used to get all these 0% card offers…. but not anymore due to the economy. Yet, can I still try to get BoA to reduce my rate on my credit card with them?
You could threaten to transfer your credit card balances to another bank.
If they value your business, they might decide to lower your rate.
Anything above prime (3.25%) is profit to the bank.
Balance Transfer Credit Card Offers Explain
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