Credit Cards With No Annual Fee
Is a Credit Card with an Annual fee bad?
I am 19 and just applied for my first credit card.
I choose one with the lowest interest i could find which was 10.9% but that comes with a $39 annual fee.
is it better to have a card with a higher percent and no fee or lower percent and a small annual fee.
Its better to have a card with no annual fee, even if it means a higher apr. You shouldn’t have to pay to use a credit card, because you’re paying interest anyways. However, since its your first card, it may be your best bet.
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