YOUR CREDIT CARD OUTLET

I can be rejected on this credit card?

i just applied for a student credit card citizens mtvU few days ago, I refused without credit history. So now I want to apply for a student card discover credit. I have a good chance of approval? dose matter if I have a savings / current account or not? or should I go for a prepaid credit card?

You may be rejected by a credit card discover student. Many students do not have a credit history, employment history, little and are not considered to be a good credit risk. Have a checking / savings of aid but does not guarantee a credit card. There are some things you can do that can help in their quest to establish good credit. The first thing you should do is to open and maintain a checking account and possibly even a savings account at a local bank. This is useful in two ways: When you have active bank accounts in good standing, are showing you can manage money. While bank accounts are not usually a part of your credit score, lenders can use this information to determine if you or not a credit risk. Establishing a relationship with a bank to improve their chances in obtaining a loan or credit card through them. If you already do business with a bank, which should be the first place to look. We know and value their business. This relationship should have some weight in seeking credit. I think you a good chance of being approved for the discovery of Credit Cards for students. The discovery was announced student card for people with limited credit or no credit history. If your request is denied, you can try a prepaid credit card to establish credit history. If you've tried the bank, shop department, or even credit card companies directly and not all is lost. The guaranteed loan is a last resort, but is much more easier to obtain than unsecured loans. When a credit card or loan is secured, this means that there is an active account linked to the lender can take if you fail to make payments. When you have a mortgage or car loan, the loan is guaranteed. If you fail to make payments, the lender take your house or car in order to satisfy the debt. You can set the same in most of the banks with secured credit card. You can pledge money deposited account in setting a credit card. For example, you could get a credit card collateral, with a limit of $ 500 if you put a deposit $ 500 in the bank that is linked to the card. If you not make your credit card payments, the bank has deposit. Again, you want to check and make sure that this secured credit reporting agencies to credit, but if so, this may be a useful tool to set the first piece of credit history. After stating that account in good standing for a while, you may be able to get a credit card or loan.

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