YOUR CREDIT CARD OUTLET

what type of credit score do I have?

I'm only 25 years old, have a full time job and recently received a credit card about 9 months ago. I have a secured card with a guarantee had to put down with Wells Fargo. the amount was around 500. I almost maxed out of each month and pay off in full each month with one exception. after 8 months told me that my credit was so good that I upgraded to an unsecured card a limit of $ 2,000 and no annual fee and I have my side. the time I'd get something like the blue sky of Amex, but honestly I just want a credit card and a debit card. not two, and all that stuff. I want one and I will spend about $ 750 per month and pay it in full. What do you think my score credit would be and how long I have to have the unsecured credit card (and how much I have to spend each month) to maximize your credit score best they would be able to get a good card? Thank you.

you really need about a year to two years credit for good credit report. Keep up the good work and that will pay off soon. I'm almost two years now credit history. I started at 18 they should have done and be very smart with him. If you plan to spend 750 a month and pay it then the blue sky is good. He has 7,500 points for a credit of $ 100 in his statement regarding a purchase of travel (Car, hotel, flight) is a calling card American Express Blue. It gives you back $ 25 per 2,500 points. It depends on what you like and how fast you reach those levels. I have the blue and want to switch to blue. Also, when I got to the free credit card I have a limit of $ 5000 so be careful. It is not the amount you spend gives a good report, but their ability to pay on time. Never take retail cards because interest rates are great, but if you pay in full each month so which is usually a problem. Sometimes, really good cards have annual fees so be careful on those too. American Express, I think it would be a good limit to spend. Also do not need a high limit. This is what gets into trouble.