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Is it good to Have high or low credit line if I Have No Debt?

Right now I'm a College student Not That does make a whole lot of Income. However, I have a Combined credit line of around 10k Between Two cards (Chase Freedom + AMEX Blue). Still, I Have 0 Debt whatsoever. I Have Never Been one late payment. I Have some money in the bank That I dont think I will Any future payments "Either miss. However, I Was wondering should I ask my bank to lower my credit limit? AKA "Better it is to hold two cards with a high credit limit or Debt-but not two cards with a low credit limit with no Debt? (Both cards I've owned for about a year so far) I only use the Chase card Regularly. The AMEX card, I only use it trips During Because of the Benefits. Otherwise I only use one card is Always But It Paid Off Every month.

$ 10k in credit limits Combined Is Not That really high. You should request a credit limit Decrease if you feel That You May place yourself in trouble by HAVING That credit limit amount. If you feel That you are handling your accounts Responsibly Then You Should Not That request. Even Before the credit crunch, Requesting a Decrease in credit limits Were a Red Flag to Creditors. They Consider for That Those Who Asked to be in financial trouble. Now, reduces May Creditors Below the lines far What is Requested, or, May They just close the accounts. If you request to Decrease with one Creditor, The Others will notice. They are Always peeking at your reports. If They notice, They May reduce your limits or the accounts close, Even If Those Are not the Creditors You Had Asked for a Decrease with.

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