The Best Credit Cards To Rebuild Credit
ok im trying to rebuild my credit i got two secured Credit Cards and now im wanting a department store card?
my exuifax fico score is 536 my trans union is way low 486 my question is which card may accept me and do any one know which one of these cards pull from equifax because they may be my best chance by the way my secured cards are four months old with under ten percent used of 700 total credit
WalMart
Home Depot
JC Penney
Target
Sears
Lowe’s
KMart
Macy’s
Disney Store
Kohl’s
Do not apply for the department store card. You should always wait 6 months after obtaining credit to apply for more credit, otherwise lenders will see all the pulls on your credit and deny you for too many recent inquiries.
Instead use the secured cards, charge small amounts and pay them off in full each month. After a year convert the cards to a unsecured card, or apply for a unsecured card.
The secured Credit Cards if being reported are building you credit a little each month with your prompt on-time payments.
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