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Unsecured Credit Cards Bad Credit Ok

January 13th, 2010 admin Leave a comment Go to comments

Start credit, been declined too many times…?

Ok iv been declined for numerous Credit Cards, i stopped applying for about 6 or 7 months, and have recently applied for 3 cards here’s my situation:

1) Iv been declined for an unsecured walmart card with no co-signer.
2) Iv been declined for a 300 dollar SECURED card with no co-signer
3) Iv been declined for a 500 dollar unsecured card WITH a co-signer.

Iv checked my credit score, i have no bad accounts, and no good accounts.

What else can i do? Im at a loss why i was declined for both a secured card and a co-signer with good credit, he has 3 cards, one he was just granted (we applied for the same card, he got it, i did’nt….)

How old are you?
No one under 21 can get a credit card without a co-signer.
That co-signer has to have excellent credit.
Which means no credit card balances.
Also if that co-sighner opened new credit – that reduces his score for 6 months.

Get someone that uses Credit Cards wisely.
You use them for things you need like food or gas and you pay in full.
You just need a better co-signer – that’s all.

Carrying balances not only reduces credit —-
It can easily destroy lives.
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