Using Secured Credit Cards To Build Credit
How do I get a secure card to build credit and tips for a college kid?
Ok Im looking for one of those prepaid secured Credit Cards to build credit. heres my situation. i work part time as a waiter, i make between $400 – $600 a week. I dont plan on ever buying anything until i have the money to pay it off immediatley so i dont have to worry about interest but want to build credit. Ive been paying interest on a student loan for 2 yrs so far. not sure what my credit score is sure it can be good. my loan payments require $20 a month, i pay $30 every two weeks to give u an idea of my credit history. what should i look for in a card, how do i get one and any other tips.
p.s. i realize i should never use more than 30% of my credit but its prepaid so does it matter
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-free.totalh.com
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